Shri Kumaraswamy

Shri Kumaraswamy
Hon'ble Chief Minister
of Karnataka

B. Z. Zameer Ahmed Khan

Shri B. Z. Zameer Ahmed Khan
Hon'ble Minister for Food and Civil
Supplies, Consumer Affairs, Minority
welfare Haj and Wakf Department
and Chairman KMDC

Shri M. A. Gaffoor

Shri M. A. Gaffoor

Shri Islauddin Jalaluddin Gadyal

Shri Islauddin Jalaluddin Gadyal (K.A.S)
Managing Director,

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About KMDC

The Karnataka Minorities Development Corporation Limited was established on Feb 7th, 1986 by the Government of Karnataka for the upliftment of religious minorities i.e. Muslims, Christians, Sikhs, Parsis, Jain and Buddists with an Authorized Share Capital of ₹.150 Crores. As per 2011 Census the total population of religious minorities in Karnataka is 15.92% i.e. 96,00,475.

Programs & Schemes

  • Swavalambana
  • Arivu Scheme
  • Ganga Kalyan
  • Shramashakti
  • Land Purchase
  • Micro Loan
  • Christian Development
  • Site Purchase/Home Loan
    Interest subsidy Scheme
  • Arivu - 2 New


Under this scheme, persons belonging to religious Minority communities in association with and through Banks/financial institution,are financially assisted to start and improve Business, Small Scale Cottage Industries, Service sector, Agriculture based activities etc.



Arivu Scheme
Under this scheme, religious minority students who are desirous for pursuing professional courses like Medical, Engineering, Dental, Master Degree Courses, Diploma Courses, Nursing, B.Ed, BBM, BCA, D.Ed, D-pharma, Pharma-D and ITI are provided financial assistance ranging from Rs.10,000/- to Rs.75,000/- per year till completion of the course.



Ganga Kalyan
Irrigation facility is provided to the agricultural land through lift irrigation scheme utilizing the perennial source of water (rivers) and lifting water through pipe lines. Wherever perennial water sources are not available, bore wells are drill on the water points identified by the expert geologists.



Under this scheme, the minority artisans will be financially assisted to improve their Artistic and Technical skill to carry on with their trade or for commencing, or developing small business and with a loan up to Rs.50,000/- (maximum) will be provided at lower rate of interest to improve their business. Out of this amount, 50% of the loan will be considered as back end subsidy to the beneficiary.



Land Purchase
Under this scheme, the Corporation will purchase the agricultural land and this will be given to the poor landless minority farmers in the rural areas. 2 acres of Dry Land or 1 acre of wet land will be distributed to each beneficiary.



Micro Loan with Subsidy
This Scheme is implemented through self-help groups. The group so formed should have 10 to 20 members. The group should have aim to involve its members in any of the lucrative business activity. The members after forming a self-help group should select two of its members as group leader 1 and 2. They should open a bank account in the name of the self-help group with the authorised signatory as group leaders 1 & 2. The group should consist of only religious minority persons. Priority in this scheme will be given to the Women Self-help groups.



Christian Development Parishath
During 2011-12, Karnataka Christian Development Parishath was establised on 5.11.2011 for over all development of Christian Community. The Budget allocation will be made to Directorate of Minorities, by the Government. Out of this, 40% has been provided to KMDC for implementing the on-going schemes of the Corporation viz, Arivu Education loan, Shramashakti, Micro loan with subsidy and Site Purchase/ Home Loan Interest subsidy Scheme.



Site Purchase/Home Loan Interest subsidy Scheme
Under this scheme the minority beneficiaries who have taken loan for the purpose of construction of house /purchase of site from the Banks/Financial institutions an interest subsidy up to Rs.1.00 lakh will be reimbursed.



The National Miniorities Development & Financial Corporation Delhi was establised at Central level during 1994. The Main object of this Corporation is to uplift the poor religious minorities financially throughout India through its state channelizing agencies. In Karnataka, KMDC is the state channelizing agency.



Arivu - 2 New
Students of minority communities who have applied for CET, NEET and who wish to avail ARIVU educational loan from KMDC may please submit their applications online.



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